Travel in Mexico Safely With Car Insurance
During the holiday season, Mexico is one great place to visit. It is wise though that you prepare a Mexican auto insurance driving before you leave.
Many people do not realize that you cannot use your American auto insurance in Mexico. Know that Mexican car repair shops do not hold valid your American car insurance.
Based on Mexican Law, it is required that all tourists should have a vacation car insurance policy. The term vacation insurance is an insurance issued by an insurance carrier in Mexico for the duration purpose of your holiday vacation. This policy covers your stay whether daily, weekly or monthly and even up t 6 months. But if your stay goes beyond 6 months, it is necessary for you to get already a regular insurance policy.
You have two options when it comes to purchasing an insurance for cars in Mexico.
You can opt to use your US policy while crossing the border, and when you are in a town there you can stop and buy the car insurance for Mexico use. There are several small offices that cater to visitors and they process quickly.
If you are driving over the border with your American car insurance, you are taking a risk.
It is better to buy an insurance car policy before venturing to Mexico. Before your vacation time, it is better that you make arrangements with your insurance company to purchase your Mexican car insurance, then they can negotiate with some companies to choose from.
Information about car insurance in Mexico can also be read through the internet. Car insurance information for Mexico is made easy with the use of the internet. What you need to learn are just the types of insurance that Mexico covers and the coverage of each type. Your insurance should cover bodily injury liability to protect you just injury and death accidents. In case a file is charged against you because of the car accident, your insurance policy should have a provision of a legal defense.
The auto laws in Mexico are known to be different from that of the USA and Canada. Mexico requires insurance proof and another auto insurance as required by law when driving around Mexico.
Car insurance in Mexico has a coverage of personal injury protection wherein it will shoulder the medical expenses incurred for the medical treatment of the driver and passengers during the accident. Theft, damage by floods, animals or fire, and other comprehensive physical damages are also covered. Looking online about auto insurance in Mexico will give you information of the different coverage. Visit http://en.wikipedia.org/wiki/Mexican_auto_insurance_(tourist) to read more about this.